Insight

Reference

·

Supporting source

Thai adult account ownership

96%+

As of2022 Findex·Sources1·Supporting

World Bank Global Findex 2022 adult account ownership in Thailand — among the highest in the region. Digital-payment usage 77%+. Growth from here comes from deepening engagement and SME, rural underbanked, not new-user acquisition.

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Figure in context

World Bank Global Findex 2022 adult account ownership in Thailand — among the highest in the region. Digital-payment usage 77%+. Growth from here comes from deepening engagement and SME, rural underbanked, not new-user acquisition.

World Bank Global Findex 2022 adult account ownership in Thailand — among the highest in the region. Digital-payment usage 77%+. Growth from here comes from deepening engagement and SME, rural underbanked, not new-user acquisition.

Time scope

2022 Findex

Source basis

Supporting source

Interpretation notes

What this tells you

World Bank Global Findex 2022 adult account ownership in Thailand — among the highest in the region. Digital-payment usage 77%+. Growth from here comes from deepening engagement and SME, rural underbanked, not new-user acquisition.

What not to do with it

Use the linked report for interpretation and keep basis differences explicit.

Related figures

Adjacent numbers that add context without drowning the value.

2025
>THB 5T

PromptPay monthly transaction value

Bank of Thailand payment systems, e-payment statistics

2024-2025
3

Virtual bank licences

BOT Virtual Bank Licensing Framework

FY2024
20M+

TrueMoney Wallet users

Ascend Money corporate disclosures

FY2024
5M+

LINE BK users

LINE BK, KBANK disclosures

FY2024
~THB 25B

KTC FY2024 revenue

Krungthai Card FY2024 Form 56-1

2025
>400M

PromptPay weekly transactions

Bank of Thailand PromptPay statistics

Report context

Thailand Fintech & Digital Banking Market Intelligence

Thailand's fintech stack sits on the deepest retail-payment rail in ASEAN — PromptPay at >THB 5T monthly, >400M weekly transactions. TrueMoney (Ascend, CP, Ant Group) leads e-wallets at 20M+ users; Rabbit LINE Pay, ShopeePay compete for the rest. LINE BK (KBANK JV) is the first licensed digital bank; SCB X houses InnovestX, Alpha X, AutoX. Bitkub dominates SEC-licensed crypto. Listed consumer-finance: KTC (~THB 25B FY2024), JMT (NPL). The June 2025 virtual-bank approvals reshape the digital-banking layer through the ACM, KTB-AIS-OR, and SCB X-WeTechnology-KakaoBank groups.

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Atlas actors in this figure's reports

Profiles covered in the report that cite this number.

Bitkub

Thailand's dominant SEC-licensed crypto exchange; 2021 SCB USD 500M+ acquisition attempt did not complete.

Krungthai Card

Thailand's largest listed consumer-finance, credit-card operator — FY2024 revenue ~THB 25B, net profit ~THB 7B.

LINE BK

Thailand's first licensed digital bank — KBANK × LINE joint venture, launched October 2020; 5M+ users FY2024.

Rabbit LINE Pay

Messaging-app, BTS Skytrain-embedded wallet — LINE × BTS JV with deep Bangkok transit distribution.

ShopeePay Thailand

Platform-embedded wallet, BNPL inside Shopee app; Sea Limited (NYSE: SE) subsidiary.

CP ALL (7-Eleven Thailand)

7-Eleven Thailand franchisee; ~14,000 stores (ASEAN's largest convenience chain); FY2024 revenue ~THB 960B; CP Group flagship.

Thai adult account ownership · Insight