Reference
·Supporting source
Commercial-Bank Equity-Release Pipeline: KBank, SCB, KrungThai, BBL, TTB
~1,850-2,250 contracts 2027 across 5 commercial banks
KASIKORN, SCB, KrungThai, Bangkok Bank and TMB Thanachart are all in product-development for reverse mortgage and equity-release with pilot launches staged from Q4 2026 to Q2 2027. KBank targets 600 contracts in 2027 via KBank Wealth and KSecurity channel; SCB targets 400 to 500 contracts via Julius Baer and SCB First; KrungThai targets approximately 300 contracts via Government Pension Fund retiree cohort; Bangkok Bank targets approximately 300 contracts via BBL Wealth and Bualuang Securities; TTB targets 150 to 250 contracts via TMB Thanachart Wealth and Make-by-TTB digital onboarding. Combined commercial-bank 2027 outstanding principal is estimated at THB 11.4 to 19.7 billion or roughly 44 percent of the visible market.
Figure in context
KASIKORN, SCB, KrungThai, Bangkok Bank and TMB Thanachart are all in product-development for reverse mortgage and equity-release with pilot launches staged from Q4 2026 to Q2 2027. KBank targets 600 contracts in 2027 via KBank Wealth and KSecurity channel; SCB targets 400 to 500 contracts via Julius Baer and SCB First; KrungThai targets approximately 300 contracts via Government Pension Fund retiree cohort; Bangkok Bank targets approximately 300 contracts via BBL Wealth and Bualuang Securities; TTB targets 150 to 250 contracts via TMB Thanachart Wealth and Make-by-TTB digital onboarding. Combined commercial-bank 2027 outstanding principal is estimated at THB 11.4 to 19.7 billion or roughly 44 percent of the visible market.
KASIKORN, SCB, KrungThai, Bangkok Bank and TMB Thanachart are all in product-development for reverse mortgage and equity-release with pilot launches staged from Q4 2026 to Q2 2027. KBank targets 600 contracts in 2027 via KBank Wealth and KSecurity channel; SCB targets 400 to 500 contracts via Julius Baer and SCB First; KrungThai targets approximately 300 contracts via Government Pension Fund retiree cohort; Bangkok Bank targets approximately 300 contracts via BBL Wealth and Bualuang Securities; TTB targets 150 to 250 contracts via TMB Thanachart Wealth and Make-by-TTB digital onboarding. Combined commercial-bank 2027 outstanding principal is estimated at THB 11.4 to 19.7 billion or roughly 44 percent of the visible market.
Time scope
Q4 2026 to Q4 2027 pilot rollout
Source basis
Supporting source
Interpretation notes
What this tells you
KASIKORN, SCB, KrungThai, Bangkok Bank and TMB Thanachart are all in product-development for reverse mortgage and equity-release with pilot launches staged from Q4 2026 to Q2 2027. KBank targets 600 contracts in 2027 via KBank Wealth and KSecurity channel; SCB targets 400 to 500 contracts via Julius Baer and SCB First; KrungThai targets approximately 300 contracts via Government Pension Fund retiree cohort; Bangkok Bank targets approximately 300 contracts via BBL Wealth and Bualuang Securities; TTB targets 150 to 250 contracts via TMB Thanachart Wealth and Make-by-TTB digital onboarding. Combined commercial-bank 2027 outstanding principal is estimated at THB 11.4 to 19.7 billion or roughly 44 percent of the visible market.
What not to do with it
Use the linked report for interpretation and keep basis differences explicit.
Related figures
Adjacent numbers that add context without drowning the value.
Thai Reverse Mortgage and Equity-Release Outstanding Principal
Insight derivation from GH Bank pilot plan, BoT framework, KBank Q1 2026 briefing, SCB-KTB-BBL-TTB factsheets, TDRI cost-benefit modelling
Thai Elderly Wealth Runway: 22 Months of Cash Savings vs Decades of Longevity
NSO Survey of Income, Wealth and Housing Tenure 2024, NESDC Population Projection 2010-2040, TDRI Policy Brief 2025
Thai Elderly Home Ownership Rate and Average Appraisal
NSO Survey of Income, Wealth and Housing Tenure of Older Persons 2024, NESDC Population Projection 2010-2040, TDRI Policy Brief 2025
BoT-OIC-MoF Reverse Mortgage Framework: Final Rules Effective Q3 2026
BoT Reverse Mortgage Framework Consultation Sep 2025, OIC Longevity Reinsurance Guideline Feb 2026, MoF Fiscal Treatment Circular Mar 2026, TDRI Policy Brief 2025
GH Bank Reverse Mortgage Pilot: 200-400 Contracts 2026 to 1,800-2,800 in 2027
GH Bank Reverse Mortgage Pilot Operational Plan Jan 2026, GH Bank Annual Report FY2024, BoT Reverse Mortgage Framework draft
Senior-Living Equity-Swap Channel: Chersery, BDMS, Bangkok Hospital Hua Hin
Chersery and BDMS Senior Care equity-swap announcement Apr 2026, Bangkok Hospital Hua Hin retirement village equity-swap pilot May 2026, TDRI Policy Brief 2025
Report context
Atlas actors in this figure's reports
Profiles covered in the report that cite this number.