Reference
·Primary source
Thai Elderly Home Ownership Rate and Average Appraisal
78% own home, THB 4.2M average appraisal
The 2024 NSO Survey of Income, Wealth and Housing Tenure of Older Persons reports 78 percent of Thai elderly (60+) own their primary residence, against a national household average of approximately 75 percent. The average appraised value is THB 4.2 million, with a Bangkok and Eastern Economic Corridor cohort skewing to THB 6 to 9 million and upcountry cohorts to THB 1.8 to 3.2 million. At an estimated 14.5 million elderly in 2027 with 78 percent ownership, total elderly housing wealth approximates THB 47 trillion. This is the asset stock against which reverse mortgage, home-equity release and sale-and-leaseback unlock mechanisms operate.
Figure in context
The 2024 NSO Survey of Income, Wealth and Housing Tenure of Older Persons reports 78 percent of Thai elderly (60+) own their primary residence, against a national household average of approximately 75 percent. The average appraised value is THB 4.2 million, with a Bangkok and Eastern Economic Corridor cohort skewing to THB 6 to 9 million and upcountry cohorts to THB 1.8 to 3.2 million. At an estimated 14.5 million elderly in 2027 with 78 percent ownership, total elderly housing wealth approximates THB 47 trillion. This is the asset stock against which reverse mortgage, home-equity release and sale-and-leaseback unlock mechanisms operate.
The 2024 NSO Survey of Income, Wealth and Housing Tenure of Older Persons reports 78 percent of Thai elderly (60+) own their primary residence, against a national household average of approximately 75 percent. The average appraised value is THB 4.2 million, with a Bangkok and Eastern Economic Corridor cohort skewing to THB 6 to 9 million and upcountry cohorts to THB 1.8 to 3.2 million. At an estimated 14.5 million elderly in 2027 with 78 percent ownership, total elderly housing wealth approximates THB 47 trillion. This is the asset stock against which reverse mortgage, home-equity release and sale-and-leaseback unlock mechanisms operate.
Time scope
FY2024 baseline, projection to 2027
Source basis
Primary source
Interpretation notes
What this tells you
The 2024 NSO Survey of Income, Wealth and Housing Tenure of Older Persons reports 78 percent of Thai elderly (60+) own their primary residence, against a national household average of approximately 75 percent. The average appraised value is THB 4.2 million, with a Bangkok and Eastern Economic Corridor cohort skewing to THB 6 to 9 million and upcountry cohorts to THB 1.8 to 3.2 million. At an estimated 14.5 million elderly in 2027 with 78 percent ownership, total elderly housing wealth approximates THB 47 trillion. This is the asset stock against which reverse mortgage, home-equity release and sale-and-leaseback unlock mechanisms operate.
What not to do with it
Use the linked report for interpretation and keep basis differences explicit.
Related figures
Adjacent numbers that add context without drowning the value.
Thai Reverse Mortgage and Equity-Release Outstanding Principal
Insight derivation from GH Bank pilot plan, BoT framework, KBank Q1 2026 briefing, SCB-KTB-BBL-TTB factsheets, TDRI cost-benefit modelling
Thai Elderly Wealth Runway: 22 Months of Cash Savings vs Decades of Longevity
NSO Survey of Income, Wealth and Housing Tenure 2024, NESDC Population Projection 2010-2040, TDRI Policy Brief 2025
BoT-OIC-MoF Reverse Mortgage Framework: Final Rules Effective Q3 2026
BoT Reverse Mortgage Framework Consultation Sep 2025, OIC Longevity Reinsurance Guideline Feb 2026, MoF Fiscal Treatment Circular Mar 2026, TDRI Policy Brief 2025
GH Bank Reverse Mortgage Pilot: 200-400 Contracts 2026 to 1,800-2,800 in 2027
GH Bank Reverse Mortgage Pilot Operational Plan Jan 2026, GH Bank Annual Report FY2024, BoT Reverse Mortgage Framework draft
Commercial-Bank Equity-Release Pipeline: KBank, SCB, KrungThai, BBL, TTB
KBank Q1 2026 analyst meeting, SCB-KTB-BBL-TTB SET factsheets and product-development briefings, TDRI cost-benefit modelling
Senior-Living Equity-Swap Channel: Chersery, BDMS, Bangkok Hospital Hua Hin
Chersery and BDMS Senior Care equity-swap announcement Apr 2026, Bangkok Hospital Hua Hin retirement village equity-swap pilot May 2026, TDRI Policy Brief 2025
Report context
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